Insurance for Car Driving in California USA
Having car insurance is not only a legal requirement, but it is also essential to protect yourself and your vehicle, especially if you are a driver in California.
With so many insurance providers and options available, finding the best insurance for car driving in California, USA, is quite overwhelming.
So, we have done a handful of research and found out the top 5 best insurance for car driving in California to narrow down your preferences. Check out the list to get info on Insurance for Car Driving in California USA!
Top 5 Best Insurance for Car Driving in California USA
The best insurance for car driving in California, USA, should have some basic criteria to be on our list. For instance, it should have good customer support, a wide range of coverage options, affordability, financial stability, and convenience.
1. Wawanesa
Wawanesa is one of the best insurance for car driving in California USA. This insurance offers a wide range of coverage, and it is especially for budget-conscious drivers.
Wawanesa is one of the cheapest car insurance providers in California as well as in Oregon. The basic insurance starts at only $80 per month, and it offers full car coverage.
Drivers with DUI, accidents, and speeding tickets should opt for Wawanesa car insurance since it is the cheapest option available.
However, Wawanesa car insurance doesn’t have a mobile app, which is a major drawback. Moreover, if you are a driver with multiple traffic violations in the past, you are not likely to get accepted.
Pros:
- Affordable premiums
- Ideal for drivers with on-record accidents
- Excellent customer service
- Various offers and discounts
Cons:
- No gap insurance
- Only roadside assistance, rental car coverage, and special parts coverage.
2. Geico
If you are looking for the best insurance for car driving in California USA that also offers the best discounts and lowest premiums, then Geico should be your choice.
Geico is one of the insurance in California that offers the lowest car insurance. Moreover, Geico has a good past of customer claims and satisfaction.
The best part about Geico is that it offers the lowest premiums and also offers a wide range of discount options. Not just Geico offers discounts, but its discounts are more generous when compared to other insurance providers in California.
On top of that, Geico has a wide range of coverage options which includes ride-hailing and mechanical breakdown.
Plus, Geico car insurance has been rated A+, which denotes “Superior” in the financial strength rating by many industry experts.
Pros:
- Affordable Premiums in California
- Excellent customer support and claim satisfaction
- Wide range of coverage options
- Numerous discounts
- Strong financial rating
Cons:
Some discounts are restricted to specific drivers.
3. USAA
Another best insurance for car driving in California USA is USAA, as it offers the cheapest car insurance premiums. However, the downside of having USAA is that it is limited to active military, veterans, and their families.
But if you qualify for USAA, it could be your best insurance investment since it offers the most affordable insurance rates and superior customer service in California.
When it comes to the USAA coverage, then it covers most auto insurance products. It also offers add-ons like rental car coverage, roadside assistance, accident forgiveness, and more.
USAA also has a usage-based program which is called SafePilot, and it can save you a total of 30% on the insurance.
Customer satisfaction is one of the aspects where it stands out from the competitors. The insurance company has got the highest score in the customer satisfaction area, with a total of 876 points out of 1,000 points.
Pros:
- Cheap rates for military drivers
- Excellent financial strength rating from AM Best
- Great customer satisfaction
Cons:
Limited to military and their families
4. State Farm
According to NAIC, State Farm is one of the best insurance for car driving in California USA. State Farm holds a strong reputation in car insurance in California. With solid customer support and widespread availability, this car insurance could be your best bet.
When it comes to the State Farm car insurance coverage, then it offers minimum-liability coverage along with a full-coverage policy.
Apart from that, State Farm also offers a lot of add-on options which include rideshare insurance, rental car reimbursement, trip interruption benefits, and more.
State Farm also has a usage-based program which is called “Drive Safe & Save,” which offers rewards to drivers with safe driving habits. Under this program, drivers also get up to 30% off upon policy renewal.
In terms of reputation, State Farm has received 4.2 out of 5.0 stars for its customer service experience. J.D. Power Auto Insurance Study has given a score of 817 out of 1,000 to State Farm car insurance.
Pros:
- Great discounts
- A++ Financial Strength Rating
- Widespread Availability across the country
Cons:
Higher premiums than competitors in California
5. Amica
Amica is another best Insurance for car driving in California. While it may not be as well-known as larger insurance providers, this company is a superior option compared to many of its bigger competitors.
Amica car insurance offers excellent customer satisfaction with very high scores. Moreover, Amica has policies that cover various claims, including services and parts replacement.
Amica has been ranked #1 in California by J.D. Power Study for customer claims and satisfaction. Additionally, it has been ranked #3 by J.D. Power for best auto insurance.
Pros:
- Great discounts
- Excellent customer satisfaction
- Fewer complaints by consumers
Cons:
Not a very renowned insurance brand for car driving in California.
Frequently Asked | Insurance for Car Driving in California USA
How to Choose the Best Insurance for Car Driving in California USA?
To choose the best car insurance for driving in California, consider factors such as coverage options, customer satisfaction, affordability, financial stability, and convenience.
Moreover, do your own research and compare different providers before making a decision.
Which is the Cheapest Insurance for Car Driving in California USA?
The cheapest insurance for car driving in California depends on individual circumstances. Wawanesa, USAA, and Geico are some of the cheapest options, but it’s best to compare quotes to find the best one for your needs.
How Much Does Car Driving Insurance Cost in California?
A car driving insurance with full coverage will cost around $2300. The national coverage cost is around $2000, while the state minimum coverage costs around $600.
Conclusion | Insurance for Car Driving in California USA
Finding reliable insurance for car driving in California USA is crucial. The list of the top 5 best insurance options can help you make an informed decision and ensure that you are protected on the road.